Your Complete Guide to the Game of Baccarat in 2023

This ultimate guide will take you through the ins and outs of Baccarat - from the rules of the game to different variants, tips, terminology, top online casinos for Baccarat, and so much more. Everything you need in regard to the game can be found here.

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Overview

Baccarat is a very popular casino game both in person and online, and for good reason. It has a huge following all around the world, as people come back for more exciting gameplay time and time again. Not only are the rules simple enough for everyone to learn, but the player-versus-house dynamic of the game makes it exciting and enjoyable. Online live dealer games have been able to bring the fun of baccarat straight to your home.

Our extensive guide to online baccarat takes you through the ins and outs of the game, starting with the rich history of the game beginning in Italy and France. We also highlight how these origins evolved to become the game we know and love today.

To make sure you are as successful as possible, we go through how to play the game, what the hand values are, and what your best betting options are. We also uncover some of the common terminology used at the baccarat table so you can really feel like a pro. With this knowledge in your pocket, you can take on online baccarat with the best chances of winning possible.

This handbook will later cover the different types of baccarat games available at online casinos, so you can choose which variant sounds the most attractive to you. Additionally, our experts have created a list of the top online casinos to play online baccarat at for real cash so that you are well-equipped with the best option for your success. Finally, our FAQ section highlights some common confusion players have and makes all the information easy to digest and simple for any player.

Pros & Cons

Pros
The rules are straightforward and easy to learn
There is a low house edge
The game can be enjoyed with low stakes
Online casinos offer players the chance to play live dealer Baccarat
Cons
There aren’t many socializing opportunities
Baccarat can be slow-paced at times

History

Baccarat is a widely known casino card game that has a multinational origin. Supposedly, it was in Italy that it was invented during the Middle Ages and was later on developed in France on the 1400s. The format of the game that we know now is from the version brought by English colonists to the United States.

Baccarat got its name from the old Italian word for “zero”. It originally pointed out to the fact that jacks, queens, kings, and tens have zero value. Nowadays, any hand which has a total value of 10 has value equal to that of the baccarat. This is one of the old rules that has remained up to this day from the time the game was invented in Italy.

Baccarat which is similar to Chemin de Fer is a game the French royalty enjoyed until the French revolution came and ended their rule but it is the English version called Punto Buco which has crossed the Atlantic and made its way to the New World.

Punto Buco was very much widely known in Nevada and other gambling areas of the US but it has remained a game reserved for the big spenders and the high rollers of the American society just like it’s other version Chemin de Fer was a game popular to the French Nobles. Baccarat owes the fact that it stood the test of time because of its popularity in the US during the 20th century.

With the help the internet, Baccarat is now available for everyone’s enjoyment and not anymore just for the select few who happens to have a lot of money. Today, the mini baccarat, which is the most basic version of it is being offered in online casinos. It follows the same rules which is a standard in Atlantic City and Las Vegas casinos.


Popular Terms

A lot of the terminologies used in the game of Baccarat is from old Italian and French due to its origins although other words also reflect the American influence in the history of the game’s development.

Baccarat means that the value of the player’s hand is zero and this is not a good thing.

Banker is one of the three possible moves in a standard game of Baccarat. It is also known as banco. In here, the payout odds minus the commission of the banker is 1:1.

Coup is a single round of a game of baccarat and is composed of a player’s hand plus a banker’s hand.

Dealer or also croupier is the person who draws out the cards.

Mini Baccarat is another type of baccarat in which all cards are drawn by the dealer. This version is the most popular form of the game largely because it has lower limits.

Natural is when the two initial cards of the player totals either eight or nine.

Player also goes by the term punto. It refers to the bet placed on the player’s hand. The payout odds are 1:1 just like in banker’s hand and has a House advantage of just slightly over 1%.

Run is a side bet that one can make on successive winning hands which can be any of the following: tie hand, banker’s hand, or player’s hand.

Standoff refers to the scenario wherein both of the dealer’s cards and the player’s cards have the same value.

Tie is a bet placed on a tie or a standoff between banker and player. Even if it offers payout odds of 8:1, it is seldom utilized because it has a 15% House Advantage.


Rules

Baccarat can be played with as many as eight decks at a time and with as many as 14 players at a table. The ten, jack, queen, and king cards are all assigned a value of zero. Cards numbered 2-9 are taken at face value and an ace is assigned a value of one.

A round or a “coup” starts with the players betting on who they think will get the highest hand. They can choose between the banker, the player, or a tie in placing a bet. The player and the banker then is dealt two cards each. If a player’s card value is an eight or a nine, then no more card is dealt to him. Any of the hands can only have a maximum value of nine. For cards totaling more than 10, only the second digit shall be counted. The actual value of the cards then will never be more than nine.

Just like in Craps and Poker, the dealer “shoe” rotates around the table in a clockwise manner although a banker is present. Unlike other games, in baccarat, the deal shoe will not move if the banker wins a hand.

The rules and odds of regular Baccarat also applies to Mini Baccarat. The game is just a bit quicker with slight changes in the odds because of the different way of dealing cards. The dealer usually deals from a six-deck shoe in Mini Baccarat. Also, all the cards are turned over by the dealer.


Strategy

In terms of strategy, there is not much to remember. Baccarat only offers two realistic options to players. Players can either bet on the player’s hand or the banker’s hand. It is good to note though that even if both the player’s and banker hand have a payout of 1:1, a banker’s hand deducts a commission of 5%.

To do great on Baccarat, You should set a maximum bankroll for yourself and ensure that you don’t go over it. Being in control of how much you are spending is as important in knowing what you are doing. Baccarat does give players a good chance of winning and a notably larger probability of losing because of the House Advantage. At the end of the day, control of the game all boils down if you know exactly how much you can spend.

For the player who wants more challenge in terms of mathematical probabilities and advanced strategies, then it be worthy of their time to check out the older European versions of Baccarat (Baccarat Banque and Chermin de Fer). These games are usually found at the brick-and-mortar casinos of Europe but they are also available at certain online casinos.

Useful Tactics:

  • Keeping track of your spending limit and sticking to it is one of the best ways to ensure your success in playing Baccarat.
  • The best way to practice on your skills is play the free-play versions of the game hosted by online casinos
  • Betting on a tie offers very little chance of winning. However, if you are someone who enjoys taking risks and have a lot of money to spend, then you might be fine to do so since this bet does pays out much higher odds compared to the banker or player hands at a ratio of 8:1
  • Baccarat gained popularity for being simple so for those who may want to play other games like poker or blackjack which offers more advanced strategy. For those that really enjoyed the most common form of baccarat available online (Mini Baccarat) then perhaps Chemin de Fer which is from France might be enjoyable too.
  • The House advantage remains the same no matter who is operating the game. If you find an online casino with certain promotions about baccarat then that would enable you to maximize your deposits since better deals are being offered online by some casinos for baccarat players who knows how to look for it.
  • As long as the player knows that there are only two realistic options in the game, then they might win a lot of cash while also enjoying the game.

Tips

Below we outline a list of tips that will help you become the best Baccarat player you can be:

Terms

In order to really feel like a pro at the baccarat table, you must familiarize yourself with the common phrases that are thrown around. After using our glossary you’ll learn all the various ways to describe different moves, hands, payouts, and more.

Baccarat Glossary

Types of Baccarat Games

The basic rules of baccarat are simple, but the different variants add exciting twists that make the game all that more fun. Some of the most common ones are:

Baccarat

The standard version of the casino card game revolves around three betting options, Player, Banker, and Tie. The game deals 2-4 cards, with your main goal being to bet on which of the three will have cards whose sum is closest to the number nine.

Lightning Baccarat

This version of the game is for people who love a more fast-paced environment. Here, 5 ‘lightning cards’ are drawn when each round starts, and these cards can possibly trigger multipliers that can multiply your wager by up to 262,144 the original amount.

Dragon Tiger

This version of Baccarat is even more simple, with just two betting options of Tiger and Dragon that each receive only one card. Players must bet on which one of the two they think will have a higher-valued card.

Speed Baccarat

This version of the game includes live dealers who play at a fast pace, making it ideal for professional players looking for a challenge. Each of the rounds last a maximum of 27 seconds.

Live Baccarat

This version of the game takes the standard game of Baccarat and brings it to the warm comfort of your home. Online casinos live stream dealers and players can play the game in real time, adding an exciting level of socialization to online casinos.

Mini Baccarat

This game is perfect for beginners, as it follows the same rules as standard online Baccarat but you can play for much smaller stakes.

Live Dragon Tiger

Live Dragon Tiger takes the simplified version of Baccarat Dragon Tiger, and allows players to play from wherever they please. Thanks to live streaming technologies players can play with real live dealers and other players.

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FAQ

It’s hard to say which of the two is better, as it varies upon what you as a player value. Both options have their pros. If you wish to play anytime and anywhere, online baccarat is the better choice for you. If you wish to have more options to socialize, it's best to stick to baccarat at a physical casino.

Usually, the minimum bet varies from casino to casino, and the variant of online baccarat you choose can also make a difference. Typically the minimum bet is between $1-$5.

Of course! Most online casinos provide players the option for free-play runs, which let you hone your skills and get a sense of the game before you take the plunge into wagering real money.

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